The policyholders for the most part, are held responsible for reading and understanding these insurance polices, no matter how complicated and undecipherable the wording may seem to the average person. Do not let your insurance company take advantage of you.
Most people have insurance to protect them for unforeseen losses. Insurance policies typically cover the following losses: life, theft, home, fire, water and other damages. People pay their insurance premiums faithfully year after year expecting their insurance company to act in their best interest when they need them the most.
Unfortunately when a loss occurs, too often is the case that people are shocked to learn that a simple claim for payment has been denied. When you need your insurance company to respond to your loss, dealing with them can be difficult and extremely stressful.
When a dispute arises with your insurance company, it is important to promptly consult with a lawyer early in the process to ensure that your rights are fully protected.