Accident Benefits Lawyer
Accident benefits are available to anyone involved in a motor vehicle accident regardless of who caused the accident. Our accident benefits lawyers based in Toronto and North York will act as your advocate and trusted advisor in all matters for reclaiming your benefits after the accident. These benefits are commonly referred to as no-fault benefits.
In order to protect your entitlement to accident benefits:
- You must notify your insurance company immediately of the accident (If you do not have an insurance company, notify the insurance company of the other vehicle(s) involved in the accident).
- You must complete the application forms (including a form substantiating your income loss which must be completed by your employer and a form substantiating your injuries which must be completed by a treating physician).
- If you were self-employed, you must be able to substantiate your income and may require the assistance of an accountant.
- You may have to provide a sworn statement to a representative of the insurance company about the circumstances of the accident and the injuries you suffered as a result.
The following accident benefits are available:
- Loss of income benefit equal to 80 percent of your net income from employment, to a maximum of $400.00 per week.
- The income benefit is payable for two years after the accident so long as you are substantially unable to perform the essential tasks of your employment. Income benefit will continue to be paid after two years so long as you are suffering a complete inability to engage in any employment for which you are reasonably suited by education, training or experience.
- If you were unemployed at the time of the accident, you are not entitled to any weekly benefit for at least six months. However, if you suffer a complete inability to carry on a normal life after six months, you will become entitled to a minimum non-earner benefit.
- If you were a care giver at the time of the accident and are unable to carry on your care giving activities, you are entitled to receive the reasonable costs of paying for professional care to a maximum of $250 per week plus $50.00 for each extra child.
- Medical and rehabilitation expenses are generally limited to $100,000.00. If your injury is “catastrophic” as defined in the regulations, the amount of medical and rehabilitation benefits is increased to $1,000,000.00.
- Attendant care benefits are generally limited to $72,000.00. However, if your injury is catastrophic, available attendant care benefits increase to $1,000,000.00.
- Death benefits of $25,000.00 are payable to the deceased’s spouse and an additional $10,000.00 to each of the deceased’s dependents.
- Funeral expenses are paid to a maximum of $6,000.00.
Contact one of our personal injury lawyers for a free consultation now.